Call reports 2007
STATE BANK — 2007
What STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,711,000 | 20,569,000 | 20,678,000 | 24,090,000 |
| Total loans | 8,357,000 | 7,265,000 | 8,831,000 | 10,342,000 |
| Allowance for loan losses | 164,000 | 164,000 | 164,000 | 180,000 |
| Securities available for sale | 0 | 992,000 | 1,011,000 | 1,021,000 |
| Securities held to maturity | 1,830,000 | 1,305,000 | 1,055,000 | 910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,312,000 | 15,097,000 | 15,118,000 | 18,485,000 |
| Interest-bearing deposits | 11,997,000 | 12,272,000 | 11,899,000 | 14,526,000 |
| Noninterest-bearing deposits | 2,315,000 | 2,825,000 | 3,219,000 | 3,959,000 |
| Equity capital | 5,312,000 | 5,372,000 | 5,458,000 | 5,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 654,000 | 983,000 | 1,307,000 |
| Interest expense | 89,000 | 175,000 | 264,000 | 347,000 |
| Net interest income | 240,000 | 479,000 | 719,000 | 960,000 |
| Noninterest income | 15,000 | 31,000 | 47,000 | 66,000 |
| Noninterest expense | 109,000 | 221,000 | 335,000 | 458,000 |
| Provision for loan losses | 0 | 0 | 0 | 16,000 |
| Pretax income | 146,000 | 289,000 | 431,000 | 552,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 289,000 | 431,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,312,000 | 5,380,000 | 5,447,000 | 5,492,000 |
| Total capital | 5,423,000 | 5,480,000 | 5,562,000 | 5,630,000 |
| Risk-weighted assets | 8,801,000 | 7,966,000 | 9,175,000 | 10,975,000 |