Call reports 2006
STATE BANK — 2006
What STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 19,033,000 | 19,999,000 | 18,958,000 | 20,634,000 |
| Total loans | 6,662,000 | 7,697,000 | 7,390,000 | 7,809,000 |
| Allowance for loan losses | 164,000 | 164,000 | 164,000 | 164,000 |
| Securities available for sale | 249,000 | 0 | 0 | 0 |
| Securities held to maturity | 3,483,000 | 3,126,000 | 3,026,000 | 1,970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,940,000 | 14,855,000 | 13,683,000 | 15,378,000 |
| Interest-bearing deposits | 11,432,000 | 12,401,000 | 11,171,000 | 12,965,000 |
| Noninterest-bearing deposits | 2,508,000 | 2,454,000 | 2,512,000 | 2,413,000 |
| Equity capital | 5,017,000 | 5,052,000 | 5,178,000 | 5,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 540,000 | 843,000 | 1,160,000 |
| Interest expense | 59,000 | 133,000 | 216,000 | 296,000 |
| Net interest income | 209,000 | 407,000 | 627,000 | 864,000 |
| Noninterest income | 14,000 | 31,000 | 45,000 | 58,000 |
| Noninterest expense | 107,000 | 213,000 | 322,000 | 434,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 225,000 | 350,000 | 488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 116,000 | 225,000 | 350,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,018,000 | 5,052,000 | 5,178,000 | 5,166,000 |
| Total capital | 5,115,000 | 5,160,000 | 5,281,000 | 5,277,000 |
| Risk-weighted assets | 7,728,000 | 8,598,000 | 8,212,000 | 8,848,000 |