Call reports 2005
STATE BANK — 2005
What STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 18,867,000 | 18,470,000 | 18,035,000 | 19,488,000 |
| Total loans | 6,247,000 | 6,287,000 | 6,371,000 | 6,604,000 |
| Allowance for loan losses | 164,000 | 164,000 | 164,000 | 164,000 |
| Securities available for sale | 698,000 | 249,000 | 248,000 | 248,000 |
| Securities held to maturity | 2,505,000 | 3,218,000 | 3,268,000 | 4,268,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,959,000 | 13,542,000 | 13,082,000 | 14,511,000 |
| Interest-bearing deposits | 11,681,000 | 11,260,000 | 10,804,000 | 11,672,000 |
| Noninterest-bearing deposits | 2,278,000 | 2,282,000 | 2,278,000 | 2,839,000 |
| Equity capital | 4,837,000 | 4,848,000 | 4,869,000 | 4,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 215,000 | 433,000 | 663,000 | 906,000 |
| Interest expense | 34,000 | 75,000 | 120,000 | 167,000 |
| Net interest income | 181,000 | 358,000 | 543,000 | 739,000 |
| Noninterest income | 19,000 | 34,000 | 51,000 | 68,000 |
| Noninterest expense | 104,000 | 210,000 | 316,000 | 422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 182,000 | 278,000 | 385,000 |
| Income tax | 9,000 | 10,000 | 10,000 | 10,000 |
| Net income | 87,000 | 172,000 | 268,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,839,000 | 4,849,000 | 4,871,000 | 4,903,000 |
| Total capital | 4,929,000 | 4,938,000 | 4,960,000 | 4,999,000 |
| Risk-weighted assets | 7,165,000 | 7,052,000 | 7,036,000 | 7,580,000 |