Call reports 2004
STATE BANK — 2004
What STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 18,865,000 | 19,950,000 | 18,367,000 | 20,111,000 |
| Total loans | 6,506,000 | 6,404,000 | 6,887,000 | 6,163,000 |
| Allowance for loan losses | 165,000 | 165,000 | 165,000 | 164,000 |
| Securities available for sale | 1,735,000 | 969,000 | 1,213,000 | 954,000 |
| Securities held to maturity | 3,515,000 | 3,574,000 | 3,074,000 | 2,574,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,045,000 | 15,138,000 | 13,542,000 | 15,283,000 |
| Interest-bearing deposits | 12,040,000 | 12,897,000 | 11,062,000 | 12,685,000 |
| Noninterest-bearing deposits | 2,005,000 | 2,241,000 | 2,480,000 | 2,598,000 |
| Equity capital | 4,757,000 | 4,740,000 | 4,747,000 | 4,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 221,000 | 421,000 | 633,000 | 848,000 |
| Interest expense | 31,000 | 60,000 | 89,000 | 117,000 |
| Net interest income | 190,000 | 361,000 | 544,000 | 731,000 |
| Noninterest income | 11,000 | 26,000 | 39,000 | 52,000 |
| Noninterest expense | 106,000 | 215,000 | 320,000 | 426,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 172,000 | 263,000 | 357,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 9,000 |
| Net income | 92,000 | 166,000 | 254,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,722,000 | 4,721,000 | 4,734,000 | 4,753,000 |
| Total capital | 4,817,000 | 4,816,000 | 4,829,000 | 4,847,000 |
| Risk-weighted assets | 7,530,000 | 7,503,000 | 7,524,000 | 7,467,000 |