Call reports 2003
STATE BANK — 2003
What STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 19,111,000 | 18,290,000 | 18,306,000 | 20,278,000 |
| Total loans | 6,829,000 | 7,322,000 | 6,286,000 | 6,295,000 |
| Allowance for loan losses | 165,000 | 165,000 | 165,000 | 165,000 |
| Securities available for sale | 3,820,000 | 2,803,000 | 2,526,000 | 2,002,000 |
| Securities held to maturity | 3,149,000 | 3,149,000 | 3,435,000 | 3,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,360,000 | 13,515,000 | 13,538,000 | 15,533,000 |
| Interest-bearing deposits | 11,843,000 | 11,066,000 | 11,148,000 | 13,026,000 |
| Noninterest-bearing deposits | 2,517,000 | 2,449,000 | 2,390,000 | 2,507,000 |
| Equity capital | 4,690,000 | 4,702,000 | 4,697,000 | 4,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 491,000 | 722,000 | 939,000 |
| Interest expense | 48,000 | 89,000 | 123,000 | 152,000 |
| Net interest income | 200,000 | 402,000 | 599,000 | 787,000 |
| Noninterest income | 13,000 | 27,000 | 41,000 | 52,000 |
| Noninterest expense | 104,000 | 212,000 | 324,000 | 437,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 217,000 | 316,000 | 402,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 12,000 |
| Net income | 106,000 | 211,000 | 306,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,570,000 | 4,600,000 | 4,621,000 | 4,630,000 |
| Total capital | 4,671,000 | 4,704,000 | 4,716,000 | 4,729,000 |
| Risk-weighted assets | 8,032,000 | 8,276,000 | 7,557,000 | 7,898,000 |