Call reports 2002
STATE BANK — 2002
What STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,952,000 | 18,185,000 | 17,573,000 | 18,981,000 |
| Total loans | 6,948,000 | 6,812,000 | 6,860,000 | 6,807,000 |
| Allowance for loan losses | 165,000 | 165,000 | 165,000 | 165,000 |
| Securities available for sale | 4,995,000 | 3,815,000 | 3,348,000 | 3,845,000 |
| Securities held to maturity | 2,984,000 | 3,084,000 | 3,189,000 | 3,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,446,000 | 13,509,000 | 12,889,000 | 14,272,000 |
| Interest-bearing deposits | 12,479,000 | 11,656,000 | 10,949,000 | 12,063,000 |
| Noninterest-bearing deposits | 1,967,000 | 1,853,000 | 1,940,000 | 2,209,000 |
| Equity capital | 4,432,000 | 4,597,000 | 4,607,000 | 4,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 520,000 | 764,000 | 1,025,000 |
| Interest expense | 77,000 | 138,000 | 195,000 | 247,000 |
| Net interest income | 192,000 | 382,000 | 569,000 | 778,000 |
| Noninterest income | 12,000 | 25,000 | 37,000 | 48,000 |
| Noninterest expense | 101,000 | 205,000 | 312,000 | 418,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 202,000 | 294,000 | 408,000 |
| Income tax | 2,000 | 6,000 | 10,000 | 13,000 |
| Net income | 101,000 | 196,000 | 284,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,386,000 | 4,481,000 | 4,459,000 | 4,495,000 |
| Total capital | 4,494,000 | 4,587,000 | 4,565,000 | 4,600,000 |
| Risk-weighted assets | 8,599,000 | 8,386,000 | 8,398,000 | 8,301,000 |