Call reports 2001
STATE BANK — 2001
What STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,419,000 | 19,683,000 | 22,189,000 | 20,850,000 |
| Total loans | 7,118,000 | 7,381,000 | 7,336,000 | 7,223,000 |
| Allowance for loan losses | 166,000 | 166,000 | 166,000 | 166,000 |
| Securities available for sale | 2,012,000 | 5,774,000 | 5,841,000 | 4,545,000 |
| Securities held to maturity | 3,604,000 | 3,344,000 | 3,164,000 | 2,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,857,000 | 15,279,000 | 17,686,000 | 16,385,000 |
| Interest-bearing deposits | 13,070,000 | 13,384,000 | 13,039,000 | 13,574,000 |
| Noninterest-bearing deposits | 1,787,000 | 1,895,000 | 4,647,000 | 2,811,000 |
| Equity capital | 4,478,000 | 4,308,000 | 4,404,000 | 4,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 655,000 | 975,000 | 1,268,000 |
| Interest expense | 123,000 | 244,000 | 361,000 | 458,000 |
| Net interest income | 209,000 | 411,000 | 614,000 | 810,000 |
| Noninterest income | 12,000 | 22,000 | 32,000 | 43,000 |
| Noninterest expense | 96,000 | 203,000 | 299,000 | 405,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 230,000 | 347,000 | 448,000 |
| Income tax | 3,000 | 5,000 | 13,000 | 15,000 |
| Net income | 122,000 | 225,000 | 334,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,409,000 | 4,227,000 | 4,263,000 | 4,285,000 |
| Total capital | 4,502,000 | 4,338,000 | 4,382,000 | 4,402,000 |
| Risk-weighted assets | 7,477,000 | 8,829,000 | 9,391,000 | 9,326,000 |