Call reports 2026
ADAMS STATE BANK — 2026
What ADAMS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 70,625,000 | 70,161,000 |
| Total loans | 49,817,000 | 49,221,000 |
| Allowance for loan losses | 359,000 | 359,000 |
| Securities available for sale | 11,026,000 | 10,950,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 54,101,000 | 54,249,000 |
| Interest-bearing deposits | 39,595,000 | 40,254,000 |
| Noninterest-bearing deposits | 14,506,000 | 13,995,000 |
| Equity capital | 10,881,000 | 11,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 929,000 | 1,837,000 |
| Interest expense | 305,000 | 587,000 |
| Net interest income | 624,000 | 1,250,000 |
| Noninterest income | 31,000 | 73,000 |
| Noninterest expense | 398,000 | 710,000 |
| Provision for loan losses | 52,000 | 49,000 |
| Pretax income | 205,000 | 564,000 |
| Income tax | 0 | 7,000 |
| Net income | 205,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,150,000 | 11,280,000 |