Call reports 2022
ADAMS STATE BANK — 2022
What ADAMS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 65,903,000 | 66,909,000 | 66,637,000 | 67,600,000 |
| Total loans | 34,369,000 | 35,888,000 | 38,376,000 | 40,217,000 |
| Allowance for loan losses | 304,000 | 308,000 | 311,000 | 313,000 |
| Securities available for sale | 18,410,000 | 19,510,000 | 18,563,000 | 18,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,661,000 | 54,548,000 | 53,863,000 | 51,001,000 |
| Interest-bearing deposits | 37,784,000 | 39,003,000 | 37,843,000 | 36,082,000 |
| Noninterest-bearing deposits | 15,877,000 | 15,545,000 | 16,020,000 | 14,919,000 |
| Equity capital | 9,417,000 | 8,933,000 | 8,438,000 | 8,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 929,000 | 1,455,000 | 2,015,000 |
| Interest expense | 62,000 | 117,000 | 175,000 | 263,000 |
| Net interest income | 390,000 | 812,000 | 1,280,000 | 1,752,000 |
| Noninterest income | 33,000 | 65,000 | 104,000 | 141,000 |
| Noninterest expense | 283,000 | 570,000 | 861,000 | 1,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 309,000 | 525,000 | 651,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 10,000 |
| Net income | 136,000 | 301,000 | 513,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,345,000 | 10,290,000 | 10,389,000 | 10,518,000 |