Call reports 2021
ADAMS STATE BANK — 2021
What ADAMS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 59,034,000 | 60,751,000 | 59,824,000 | 61,213,000 |
| Total loans | 33,176,000 | 34,472,000 | 34,571,000 | 38,431,000 |
| Allowance for loan losses | 293,000 | 296,000 | 296,000 | 300,000 |
| Securities available for sale | 10,030,000 | 12,425,000 | 12,037,000 | 12,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,004,000 | 48,619,000 | 47,950,000 | 47,025,000 |
| Interest-bearing deposits | 33,625,000 | 35,810,000 | 36,546,000 | 34,652,000 |
| Noninterest-bearing deposits | 13,379,000 | 12,809,000 | 11,404,000 | 12,373,000 |
| Equity capital | 10,205,000 | 10,305,000 | 10,343,000 | 10,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,263,000 | 1,705,000 | 2,168,000 |
| Interest expense | 80,000 | 151,000 | 220,000 | 282,000 |
| Net interest income | 586,000 | 1,112,000 | 1,485,000 | 1,886,000 |
| Noninterest income | 34,000 | 72,000 | 109,000 | 144,000 |
| Noninterest expense | 272,000 | 521,000 | 795,000 | 1,303,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 355,000 | 674,000 | 810,000 | 742,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 24,000 |
| Net income | 350,000 | 665,000 | 796,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,268,000 | 10,305,000 | 10,399,000 | 10,321,000 |