Call reports 2020
ADAMS STATE BANK — 2020
What ADAMS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 50,577,000 | 56,475,000 | 56,307,000 | 56,957,000 |
| Total loans | 33,597,000 | 32,692,000 | 33,371,000 | 33,879,000 |
| Allowance for loan losses | 285,000 | 288,000 | 290,000 | 293,000 |
| Securities available for sale | 4,464,000 | 3,810,000 | 3,791,000 | 6,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,804,000 | 43,166,000 | 43,670,000 | 44,272,000 |
| Interest-bearing deposits | 28,855,000 | 31,580,000 | 32,388,000 | 32,236,000 |
| Noninterest-bearing deposits | 7,949,000 | 11,586,000 | 11,282,000 | 12,036,000 |
| Equity capital | 9,975,000 | 10,016,000 | 10,040,000 | 10,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 531,000 | 1,022,000 | 1,498,000 | 1,974,000 |
| Interest expense | 110,000 | 219,000 | 329,000 | 417,000 |
| Net interest income | 421,000 | 803,000 | 1,169,000 | 1,557,000 |
| Noninterest income | 33,000 | 64,000 | 100,000 | 129,000 |
| Noninterest expense | 265,000 | 517,000 | 794,000 | 1,156,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 189,000 | 350,000 | 475,000 | 530,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 16,000 |
| Net income | 185,000 | 342,000 | 463,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,009,000 | 9,956,000 | 9,972,000 | 10,023,000 |
| Total capital | 10,294,000 | — | — | — |
| Risk-weighted assets | 49,683,000 | — | — | — |