Call reports 2019
ADAMS STATE BANK — 2019
What ADAMS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 49,196,000 | 51,173,000 | 51,187,000 | 48,987,000 |
| Total loans | 34,657,000 | 35,316,000 | 34,949,000 | 35,519,000 |
| Allowance for loan losses | 295,000 | 297,000 | 299,000 | 283,000 |
| Securities available for sale | 9,685,000 | 9,821,000 | 10,772,000 | 8,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,882,000 | 34,798,000 | 35,388,000 | 34,605,000 |
| Interest-bearing deposits | 27,148,000 | 27,937,000 | 27,772,000 | 26,952,000 |
| Noninterest-bearing deposits | 6,734,000 | 6,861,000 | 7,616,000 | 7,653,000 |
| Equity capital | 9,731,000 | 9,784,000 | 9,902,000 | 9,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 517,000 | 1,052,000 | 1,623,000 | 2,171,000 |
| Interest expense | 104,000 | 215,000 | 339,000 | 450,000 |
| Net interest income | 413,000 | 837,000 | 1,284,000 | 1,721,000 |
| Noninterest income | 33,000 | 68,000 | 106,000 | 141,000 |
| Noninterest expense | 264,000 | 542,000 | 841,000 | 1,213,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 362,000 | 550,000 | 650,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 16,000 |
| Net income | 178,000 | 354,000 | 538,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,788,000 | 9,754,000 | 9,833,000 | 9,929,000 |
| Total capital | 10,083,000 | 10,051,000 | 10,132,000 | 10,212,000 |
| Risk-weighted assets | 38,841,000 | 40,785,000 | 44,318,000 | 39,526,000 |