Call reports 2018
ADAMS STATE BANK — 2018
What ADAMS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 49,605,000 | 48,776,000 | 50,242,000 | 49,645,000 |
| Total loans | 32,478,000 | 32,552,000 | 34,520,000 | 34,786,000 |
| Allowance for loan losses | 291,000 | 293,000 | 291,000 | 294,000 |
| Securities available for sale | 11,462,000 | 10,259,000 | 10,159,000 | 9,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,691,000 | 34,659,000 | 35,624,000 | 33,569,000 |
| Interest-bearing deposits | 27,742,000 | 27,060,000 | 27,739,000 | 25,977,000 |
| Noninterest-bearing deposits | 7,949,000 | 7,599,000 | 7,885,000 | 7,592,000 |
| Equity capital | 9,388,000 | 9,286,000 | 9,332,000 | 9,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 978,000 | 1,480,000 | 2,006,000 |
| Interest expense | 81,000 | 157,000 | 239,000 | 328,000 |
| Net interest income | 408,000 | 821,000 | 1,241,000 | 1,678,000 |
| Noninterest income | 32,000 | 75,000 | 114,000 | 148,000 |
| Noninterest expense | 201,000 | 533,000 | 784,000 | 1,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 239,000 | 363,000 | 571,000 | 681,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 16,000 |
| Net income | 235,000 | 355,000 | 559,000 | 665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,600,000 | 9,510,000 | 9,609,000 | 9,715,000 |
| Total capital | 9,891,000 | 9,803,000 | 9,900,000 | 10,009,000 |
| Risk-weighted assets | 36,007,000 | 36,836,000 | 38,158,000 | 38,307,000 |