Call reports 2016
ADAMS STATE BANK — 2016
What ADAMS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 50,225,000 | 49,376,000 | 48,780,000 | 48,424,000 |
| Total loans | 32,449,000 | 32,968,000 | 32,483,000 | 32,269,000 |
| Allowance for loan losses | 228,000 | 230,000 | 232,000 | 292,000 |
| Securities available for sale | 9,905,000 | 9,012,000 | 9,476,000 | 9,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,472,000 | 35,971,000 | 34,982,000 | 33,119,000 |
| Interest-bearing deposits | 29,111,000 | 29,307,000 | 28,152,000 | 26,336,000 |
| Noninterest-bearing deposits | 6,361,000 | 6,664,000 | 6,830,000 | 6,783,000 |
| Equity capital | 9,329,000 | 9,379,000 | 9,468,000 | 9,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 962,000 | 1,451,000 | 1,898,000 |
| Interest expense | 71,000 | 141,000 | 209,000 | 276,000 |
| Net interest income | 412,000 | 821,000 | 1,242,000 | 1,622,000 |
| Noninterest income | 35,000 | 72,000 | 112,000 | 147,000 |
| Noninterest expense | 247,000 | 495,000 | 739,000 | 1,097,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 207,000 | 406,000 | 623,000 | 605,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 17,000 |
| Net income | 203,000 | 397,000 | 610,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,219,000 | 9,203,000 | 9,311,000 | 9,289,000 |
| Total capital | 9,447,000 | 9,433,000 | 9,543,000 | 9,581,000 |
| Risk-weighted assets | 31,726,000 | 35,515,000 | 41,870,000 | 35,084,000 |