Call reports 2015
ADAMS STATE BANK — 2015
What ADAMS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 48,611,000 | 51,025,000 | 49,659,000 | 50,195,000 |
| Total loans | 28,771,000 | 29,806,000 | 30,874,000 | 33,485,000 |
| Allowance for loan losses | 211,000 | 214,000 | 216,000 | 218,000 |
| Securities available for sale | 12,325,000 | 12,197,000 | 11,387,000 | 11,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,599,000 | 36,994,000 | 35,575,000 | 34,924,000 |
| Interest-bearing deposits | 28,695,000 | 29,765,000 | 28,714,000 | 28,545,000 |
| Noninterest-bearing deposits | 6,904,000 | 7,229,000 | 6,861,000 | 6,379,000 |
| Equity capital | 8,887,000 | 8,902,000 | 8,950,000 | 9,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 913,000 | 1,385,000 | 1,874,000 |
| Interest expense | 63,000 | 135,000 | 204,000 | 272,000 |
| Net interest income | 382,000 | 778,000 | 1,181,000 | 1,602,000 |
| Noninterest income | 32,000 | 75,000 | 106,000 | 145,000 |
| Noninterest expense | 209,000 | 445,000 | 669,000 | 1,018,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 205,000 | 408,000 | 624,000 | 734,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 16,000 |
| Net income | 201,000 | 400,000 | 612,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,809,000 | 8,902,000 | 8,905,000 | 9,101,000 |
| Total capital | 9,098,000 | 9,116,000 | 9,121,000 | 9,319,000 |
| Risk-weighted assets | 32,323,000 | 34,035,000 | 34,435,000 | 37,868,000 |