Call reports 2014
ADAMS STATE BANK — 2014
What ADAMS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,803,000 | 47,856,000 | 47,354,000 | 47,808,000 |
| Total loans | 27,648,000 | 29,135,000 | 28,676,000 | 30,509,000 |
| Allowance for loan losses | 201,000 | 203,000 | 205,000 | 208,000 |
| Securities available for sale | 12,946,000 | 12,756,000 | 13,376,000 | 12,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,455,000 | 35,554,000 | 34,977,000 | 33,101,000 |
| Interest-bearing deposits | 29,608,000 | 29,320,000 | 28,547,000 | 27,042,000 |
| Noninterest-bearing deposits | 6,847,000 | 6,234,000 | 6,430,000 | 6,059,000 |
| Equity capital | 8,000,000 | 8,254,000 | 8,544,000 | 8,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 916,000 | 1,381,000 | 1,850,000 |
| Interest expense | 71,000 | 137,000 | 202,000 | 265,000 |
| Net interest income | 385,000 | 779,000 | 1,179,000 | 1,585,000 |
| Noninterest income | 54,000 | 96,000 | 142,000 | 184,000 |
| Noninterest expense | 237,000 | 475,000 | 704,000 | 1,058,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 202,000 | 400,000 | 617,000 | 711,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 16,000 |
| Net income | 198,000 | 392,000 | 605,000 | 695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,396,000 | 8,450,000 | 8,593,000 | 8,683,000 |
| Total capital | 8,597,000 | 8,653,000 | 8,798,000 | 8,891,000 |
| Risk-weighted assets | 32,038,000 | 33,303,000 | 32,871,000 | 33,580,000 |