Call reports 2013
ADAMS STATE BANK — 2013
What ADAMS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 45,892,000 | 45,493,000 | 47,062,000 | 47,348,000 |
| Total loans | 26,575,000 | 26,690,000 | 28,420,000 | 28,906,000 |
| Allowance for loan losses | 190,000 | 194,000 | 197,000 | 199,000 |
| Securities available for sale | 13,892,000 | 12,359,000 | 11,903,000 | 11,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,526,000 | 34,937,000 | 35,014,000 | 33,676,000 |
| Interest-bearing deposits | 29,223,000 | 29,306,000 | 29,304,000 | 28,042,000 |
| Noninterest-bearing deposits | 6,303,000 | 5,631,000 | 5,710,000 | 5,634,000 |
| Equity capital | 8,322,000 | 7,707,000 | 7,788,000 | 7,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 870,000 | 1,332,000 | 1,795,000 |
| Interest expense | 68,000 | 136,000 | 208,000 | 278,000 |
| Net interest income | 344,000 | 734,000 | 1,124,000 | 1,517,000 |
| Noninterest income | 40,000 | 82,000 | 121,000 | 157,000 |
| Noninterest expense | 217,000 | 451,000 | 681,000 | 1,054,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 365,000 | 571,000 | 627,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 16,000 |
| Net income | 163,000 | 357,000 | 559,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,030,000 | 8,084,000 | 8,216,000 | 8,268,000 |
| Total capital | 8,220,000 | 8,278,000 | 8,413,000 | 8,467,000 |
| Risk-weighted assets | 30,385,000 | 30,788,000 | 32,717,000 | 32,673,000 |