Call reports 2012
ADAMS STATE BANK — 2012
What ADAMS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,032,000 | 43,116,000 | 43,835,000 | 44,652,000 |
| Total loans | 23,338,000 | 24,793,000 | 25,328,000 | 27,015,000 |
| Allowance for loan losses | 196,000 | 204,000 | 192,000 | 189,000 |
| Securities available for sale | 10,945,000 | 11,653,000 | 12,091,000 | 12,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,712,000 | 34,147,000 | 33,657,000 | 32,704,000 |
| Interest-bearing deposits | 27,040,000 | 28,348,000 | 28,678,000 | 27,563,000 |
| Noninterest-bearing deposits | 5,672,000 | 5,799,000 | 4,979,000 | 5,141,000 |
| Equity capital | 7,874,000 | 8,017,000 | 8,222,000 | 8,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 913,000 | 1,370,000 | 1,833,000 |
| Interest expense | 82,000 | 166,000 | 245,000 | 327,000 |
| Net interest income | 380,000 | 747,000 | 1,125,000 | 1,506,000 |
| Noninterest income | 44,000 | 84,000 | 129,000 | 174,000 |
| Noninterest expense | 216,000 | 436,000 | 663,000 | 1,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 208,000 | 395,000 | 591,000 | 675,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 15,000 |
| Net income | 204,000 | 387,000 | 579,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,691,000 | 7,734,000 | 7,856,000 | 7,937,000 |
| Total capital | 7,887,000 | 7,938,000 | 8,048,000 | 8,126,000 |
| Risk-weighted assets | 29,901,000 | 28,197,000 | 28,973,000 | 30,865,000 |