Call reports 2011
ADAMS STATE BANK — 2011
What ADAMS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 38,086,000 | 40,265,000 | 38,838,000 | 38,388,000 |
| Total loans | 18,068,000 | 20,122,000 | 21,585,000 | 23,830,000 |
| Allowance for loan losses | 189,000 | 188,000 | 191,000 | 193,000 |
| Securities available for sale | 14,796,000 | 15,128,000 | 12,815,000 | 10,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,864,000 | 32,657,000 | 30,554,000 | 28,726,000 |
| Interest-bearing deposits | 24,987,000 | 25,698,000 | 25,707,000 | 24,333,000 |
| Noninterest-bearing deposits | 5,877,000 | 6,959,000 | 4,847,000 | 4,393,000 |
| Equity capital | 7,179,000 | 7,559,000 | 7,731,000 | 7,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 869,000 | 1,329,000 | 1,784,000 |
| Interest expense | 90,000 | 180,000 | 270,000 | 354,000 |
| Net interest income | 342,000 | 689,000 | 1,059,000 | 1,430,000 |
| Noninterest income | 33,000 | 72,000 | 117,000 | 167,000 |
| Noninterest expense | 213,000 | 425,000 | 648,000 | 966,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 348,000 | 540,000 | 644,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 14,000 |
| Net income | 159,000 | 341,000 | 529,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,326,000 | 7,388,000 | 7,516,000 | 7,557,000 |
| Total capital | 7,515,000 | 7,576,000 | 7,707,000 | 7,750,000 |
| Risk-weighted assets | 25,319,000 | 27,385,000 | 27,921,000 | 29,373,000 |