Call reports 2010
ADAMS STATE BANK — 2010
What ADAMS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 34,998,000 | 35,275,000 | 37,124,000 | 36,610,000 |
| Total loans | 19,123,000 | 19,913,000 | 19,200,000 | 19,311,000 |
| Allowance for loan losses | 155,000 | 156,000 | 183,000 | 185,000 |
| Securities available for sale | 10,716,000 | 9,722,000 | 13,054,000 | 13,996,000 |
| Securities held to maturity | 1,209,000 | 709,000 | 209,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,675,000 | 27,087,000 | 28,928,000 | 28,031,000 |
| Interest-bearing deposits | 22,700,000 | 23,572,000 | 24,212,000 | 23,706,000 |
| Noninterest-bearing deposits | 3,975,000 | 3,515,000 | 4,716,000 | 4,325,000 |
| Equity capital | 7,029,000 | 7,200,000 | 7,405,000 | 7,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 928,000 | 1,370,000 | 1,815,000 |
| Interest expense | 121,000 | 228,000 | 335,000 | 434,000 |
| Net interest income | 345,000 | 700,000 | 1,035,000 | 1,381,000 |
| Noninterest income | 34,000 | 71,000 | 110,000 | 142,000 |
| Noninterest expense | 309,000 | 541,000 | 767,000 | 1,037,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 73,000 | 233,000 | 356,000 | 464,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 70,000 | 227,000 | 347,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,945,000 | 7,022,000 | 7,102,000 | 7,207,000 |
| Total capital | 7,100,000 | 7,178,000 | 7,285,000 | 7,392,000 |
| Risk-weighted assets | 25,589,000 | 26,236,000 | 26,519,000 | 25,838,000 |