Call reports 2007
ADAMS STATE BANK — 2007
What ADAMS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 29,280,000 | 29,900,000 | 30,902,000 | 31,269,000 |
| Total loans | 15,937,000 | 16,245,000 | 16,932,000 | 17,323,000 |
| Allowance for loan losses | 139,000 | 152,000 | 152,000 | 152,000 |
| Securities available for sale | 11,127,000 | 10,904,000 | 10,945,000 | 11,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,735,000 | 21,531,000 | 22,699,000 | 22,639,000 |
| Interest-bearing deposits | 17,733,000 | 18,700,000 | 19,664,000 | 18,900,000 |
| Noninterest-bearing deposits | 3,002,000 | 2,831,000 | 3,035,000 | 3,739,000 |
| Equity capital | 6,773,000 | 6,684,000 | 6,708,000 | 6,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 872,000 | 1,316,000 | 1,803,000 |
| Interest expense | 174,000 | 367,000 | 588,000 | 807,000 |
| Net interest income | 259,000 | 505,000 | 728,000 | 996,000 |
| Noninterest income | 42,000 | 86,000 | 131,000 | 174,000 |
| Noninterest expense | 145,000 | 293,000 | 508,000 | 824,000 |
| Provision for loan losses | 0 | 13,000 | 13,000 | 13,000 |
| Pretax income | 157,000 | 288,000 | 341,000 | 339,000 |
| Income tax | 3,000 | 5,000 | 7,000 | 10,000 |
| Net income | 154,000 | 283,000 | 334,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,800,000 | 6,789,000 | 6,770,000 | 6,765,000 |
| Total capital | 6,939,000 | 6,941,000 | 6,922,000 | 6,917,000 |
| Risk-weighted assets | 20,934,000 | 21,702,000 | 22,759,000 | 23,300,000 |