Call reports 2005
ADAMS STATE BANK — 2005
What ADAMS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,641,000 | 26,074,000 | 25,698,000 | 26,309,000 |
| Total loans | 15,138,000 | 15,448,000 | 15,115,000 | 15,331,000 |
| Allowance for loan losses | 196,000 | 190,000 | 190,000 | 190,000 |
| Securities available for sale | 8,814,000 | 8,930,000 | 8,866,000 | 9,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,629,000 | 17,831,000 | 17,492,000 | 18,054,000 |
| Interest-bearing deposits | 14,977,000 | 15,403,000 | 14,937,000 | 15,083,000 |
| Noninterest-bearing deposits | 2,652,000 | 2,428,000 | 2,555,000 | 2,971,000 |
| Equity capital | 6,464,000 | 6,594,000 | 6,558,000 | 6,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 728,000 | 1,102,000 | 1,479,000 |
| Interest expense | 88,000 | 185,000 | 294,000 | 420,000 |
| Net interest income | 270,000 | 543,000 | 808,000 | 1,059,000 |
| Noninterest income | 25,000 | 53,000 | 81,000 | 110,000 |
| Noninterest expense | 144,000 | 286,000 | 482,000 | 693,000 |
| Provision for loan losses | -1,000 | -7,000 | -7,000 | -7,000 |
| Pretax income | 152,000 | 317,000 | 414,000 | 483,000 |
| Income tax | 2,000 | 4,000 | 4,000 | 6,000 |
| Net income | 150,000 | 313,000 | 410,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,449,000 | 6,472,000 | 6,499,000 | 6,566,000 |
| Total capital | 6,645,000 | 6,662,000 | 6,689,000 | 6,756,000 |
| Risk-weighted assets | 17,757,000 | 19,933,000 | 18,743,000 | 19,382,000 |