Call reports 2002
ADAMS STATE BANK — 2002
What ADAMS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 25,367,000 | 26,203,000 | 26,341,000 | 26,420,000 |
| Total loans | 13,328,000 | 13,681,000 | 13,437,000 | 14,496,000 |
| Allowance for loan losses | 123,000 | 209,000 | 231,000 | 242,000 |
| Securities available for sale | 10,841,000 | 10,935,000 | 10,467,000 | 10,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,982,000 | 18,195,000 | 18,263,000 | 18,867,000 |
| Interest-bearing deposits | 15,856,000 | 16,137,000 | 16,420,000 | 16,135,000 |
| Noninterest-bearing deposits | 2,126,000 | 2,058,000 | 1,843,000 | 2,732,000 |
| Equity capital | 5,674,000 | 5,801,000 | 5,818,000 | 5,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 854,000 | 1,302,000 | 1,735,000 |
| Interest expense | 155,000 | 306,000 | 456,000 | 587,000 |
| Net interest income | 281,000 | 548,000 | 846,000 | 1,148,000 |
| Noninterest income | 28,000 | 56,000 | 90,000 | 118,000 |
| Noninterest expense | 115,000 | 216,000 | 367,000 | 752,000 |
| Provision for loan losses | 0 | 84,000 | 107,000 | 116,000 |
| Pretax income | 294,000 | 404,000 | 562,000 | 368,000 |
| Income tax | 90,000 | 130,000 | 210,000 | 90,000 |
| Net income | 204,000 | 274,000 | 352,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,743,000 | 5,813,000 | 5,891,000 | 5,817,000 |
| Total capital | 5,866,000 | 6,022,000 | 6,122,000 | 6,059,000 |
| Risk-weighted assets | 20,221,000 | 20,915,000 | 21,199,000 | 21,321,000 |