Call reports 2001
ADAMS STATE BANK — 2001
What ADAMS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,153,000 | 24,499,000 | 24,632,000 | 25,413,000 |
| Total loans | 12,528,000 | 12,857,000 | 13,273,000 | 13,371,000 |
| Allowance for loan losses | 131,000 | 131,000 | 131,000 | 123,000 |
| Securities available for sale | 9,166,000 | 10,365,000 | 9,944,000 | 11,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,205,000 | 17,940,000 | 18,256,000 | 18,216,000 |
| Interest-bearing deposits | 16,195,000 | 16,320,000 | 16,369,000 | 15,946,000 |
| Noninterest-bearing deposits | 2,010,000 | 1,620,000 | 1,887,000 | 2,270,000 |
| Equity capital | 5,376,000 | 5,535,000 | 5,679,000 | 5,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 909,000 | 1,341,000 | 1,796,000 |
| Interest expense | 215,000 | 431,000 | 638,000 | 823,000 |
| Net interest income | 229,000 | 478,000 | 703,000 | 973,000 |
| Noninterest income | 23,000 | 50,000 | 74,000 | 106,000 |
| Noninterest expense | 90,000 | 188,000 | 331,000 | 691,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 340,000 | 446,000 | 388,000 |
| Income tax | 48,000 | 100,000 | 145,000 | 100,000 |
| Net income | 114,000 | 240,000 | 301,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,368,000 | 5,494,000 | 5,554,000 | 5,541,000 |
| Total capital | 5,499,000 | 5,625,000 | 5,685,000 | 5,664,000 |
| Risk-weighted assets | 13,390,000 | 19,268,000 | 19,723,000 | 20,572,000 |