Call reports 2020
FAYETTEVILLE BANK — 2020
What FAYETTEVILLE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 581,774,000 | 583,948,000 | 616,540,000 | 639,565,000 |
| Total loans | 85,329,000 | 87,408,000 | 85,675,000 | 89,276,000 |
| Allowance for loan losses | 1,276,000 | 1,435,000 | 1,511,000 | 1,738,000 |
| Securities available for sale | 468,362,000 | 460,796,000 | 473,467,000 | 496,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,820,000 | 503,516,000 | 532,378,000 | 552,356,000 |
| Interest-bearing deposits | 455,897,000 | 456,405,000 | 482,380,000 | 497,845,000 |
| Noninterest-bearing deposits | 41,923,000 | 47,111,000 | 49,998,000 | 54,511,000 |
| Equity capital | 69,285,000 | 74,022,000 | 77,651,000 | 80,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,311,000 | 8,595,000 | 12,596,000 | 16,670,000 |
| Interest expense | 2,065,000 | 3,726,000 | 4,983,000 | 6,107,000 |
| Net interest income | 2,246,000 | 4,869,000 | 7,613,000 | 10,563,000 |
| Noninterest income | 234,000 | 437,000 | 657,000 | 895,000 |
| Noninterest expense | 1,462,000 | 2,899,000 | 4,339,000 | 5,832,000 |
| Provision for loan losses | 102,000 | 258,000 | 333,000 | 558,000 |
| Pretax income | 3,451,000 | 5,847,000 | 8,025,000 | 9,791,000 |
| Income tax | 0 | -160,000 | -304,000 | -292,000 |
| Net income | 3,451,000 | 6,007,000 | 8,329,000 | 10,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,095,000 | 62,151,000 | 64,272,000 | 65,177,000 |