Call reports 2015
FAYETTEVILLE BANK — 2015
What FAYETTEVILLE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 394,118,000 | 388,423,000 | 404,136,000 | 422,474,000 |
| Total loans | 54,749,000 | 55,504,000 | 57,552,000 | 59,320,000 |
| Allowance for loan losses | 1,257,000 | 1,259,000 | 1,261,000 | 1,105,000 |
| Securities available for sale | 320,863,000 | 315,089,000 | 318,525,000 | 335,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,738,000 | 350,607,000 | 361,959,000 | 376,469,000 |
| Interest-bearing deposits | 317,633,000 | 312,884,000 | 322,801,000 | 335,839,000 |
| Noninterest-bearing deposits | 33,105,000 | 37,723,000 | 39,158,000 | 40,630,000 |
| Equity capital | 41,287,000 | 35,949,000 | 40,191,000 | 43,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,258,000 | 6,513,000 | 9,806,000 | 13,200,000 |
| Interest expense | 835,000 | 1,680,000 | 2,541,000 | 3,475,000 |
| Net interest income | 2,423,000 | 4,833,000 | 7,265,000 | 9,725,000 |
| Noninterest income | 323,000 | 475,000 | 690,000 | 877,000 |
| Noninterest expense | 1,333,000 | 2,573,000 | 3,857,000 | 5,139,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | 1,787,000 | 3,320,000 | 4,807,000 | 6,331,000 |
| Income tax | 475,000 | 896,000 | 1,306,000 | 2,310,000 |
| Net income | 1,312,000 | 2,424,000 | 3,501,000 | 4,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,769,000 | 37,517,000 | 38,805,000 | 39,711,000 |
| Total capital | 38,027,000 | 38,776,000 | 40,066,000 | 40,816,000 |
| Risk-weighted assets | 138,953,000 | 142,487,000 | 144,029,000 | 149,587,000 |