Call reports 2014
FAYETTEVILLE BANK — 2014
What FAYETTEVILLE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 367,202,000 | 371,053,000 | 369,049,000 | 381,748,000 |
| Total loans | 57,497,000 | 56,752,000 | 57,174,000 | 57,909,000 |
| Allowance for loan losses | 1,239,000 | 1,242,000 | 1,243,000 | 1,251,000 |
| Securities available for sale | 283,082,000 | 290,645,000 | 287,123,000 | 301,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,563,000 | 335,773,000 | 331,888,000 | 340,455,000 |
| Interest-bearing deposits | 308,380,000 | 304,253,000 | 299,403,000 | 307,254,000 |
| Noninterest-bearing deposits | 30,183,000 | 31,520,000 | 32,485,000 | 33,201,000 |
| Equity capital | 26,814,000 | 33,367,000 | 35,416,000 | 39,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,299,000 | 6,591,000 | 9,887,000 | 13,131,000 |
| Interest expense | 869,000 | 1,743,000 | 2,600,000 | 3,454,000 |
| Net interest income | 2,430,000 | 4,848,000 | 7,287,000 | 9,677,000 |
| Noninterest income | 332,000 | 452,000 | 627,000 | 771,000 |
| Noninterest expense | 1,306,000 | 2,462,000 | 3,678,000 | 4,858,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 1,473,000 | 2,932,000 | 4,475,000 | 5,962,000 |
| Income tax | 280,000 | 515,000 | 760,000 | 1,238,000 |
| Net income | 1,193,000 | 2,417,000 | 3,715,000 | 4,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,875,000 | 34,666,000 | 35,980,000 | 36,636,000 |
| Total capital | 35,114,000 | 35,908,000 | 37,223,000 | 37,887,000 |
| Risk-weighted assets | 143,678,000 | 140,167,000 | 136,848,000 | 138,839,000 |