Call reports 2013
FAYETTEVILLE BANK — 2013
What FAYETTEVILLE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 339,103,000 | 340,996,000 | 341,432,000 | 358,473,000 |
| Total loans | 54,539,000 | 56,787,000 | 56,326,000 | 57,465,000 |
| Allowance for loan losses | 1,218,000 | 1,226,000 | 1,233,000 | 1,240,000 |
| Securities available for sale | 267,565,000 | 261,114,000 | 262,754,000 | 271,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,046,000 | 314,047,000 | 317,784,000 | 330,798,000 |
| Interest-bearing deposits | 277,440,000 | 283,541,000 | 286,462,000 | 300,370,000 |
| Noninterest-bearing deposits | 28,606,000 | 30,506,000 | 31,322,000 | 30,428,000 |
| Equity capital | 31,610,000 | 25,515,000 | 22,031,000 | 21,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,921,000 | 5,981,000 | 9,154,000 | 12,442,000 |
| Interest expense | 864,000 | 1,738,000 | 2,622,000 | 3,514,000 |
| Net interest income | 2,057,000 | 4,243,000 | 6,532,000 | 8,928,000 |
| Noninterest income | 361,000 | 483,000 | 667,000 | 895,000 |
| Noninterest expense | 1,151,000 | 2,194,000 | 3,404,000 | 4,513,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 1,676,000 | 3,098,000 | 4,432,000 | 5,931,000 |
| Income tax | 130,000 | 141,000 | 94,000 | 385,000 |
| Net income | 1,546,000 | 2,957,000 | 4,338,000 | 5,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,712,000 | 30,441,000 | 31,838,000 | 32,666,000 |
| Total capital | 30,930,000 | 31,667,000 | 33,071,000 | 33,906,000 |
| Risk-weighted assets | 126,036,000 | 136,419,000 | 141,655,000 | 145,575,000 |