Call reports 2012
FAYETTEVILLE BANK — 2012
What FAYETTEVILLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 296,894,000 | 301,437,000 | 316,567,000 | 328,770,000 |
| Total loans | 56,094,000 | 55,922,000 | 55,391,000 | 57,475,000 |
| Allowance for loan losses | 1,192,000 | 1,198,000 | 1,206,000 | 1,211,000 |
| Securities available for sale | 232,316,000 | 235,692,000 | 233,042,000 | 252,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,938,000 | 267,774,000 | 282,032,000 | 295,063,000 |
| Interest-bearing deposits | 240,260,000 | 243,793,000 | 256,346,000 | 266,934,000 |
| Noninterest-bearing deposits | 24,678,000 | 23,981,000 | 25,686,000 | 28,129,000 |
| Equity capital | 27,537,000 | 30,288,000 | 31,544,000 | 31,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,871,000 | 5,821,000 | 8,535,000 | 11,320,000 |
| Interest expense | 835,000 | 1,676,000 | 2,505,000 | 3,355,000 |
| Net interest income | 2,036,000 | 4,145,000 | 6,030,000 | 7,965,000 |
| Noninterest income | 122,000 | 326,000 | 924,000 | 1,095,000 |
| Noninterest expense | 808,000 | 1,696,000 | 2,902,000 | 3,884,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 1,596,000 | 3,504,000 | 5,438,000 | 7,259,000 |
| Income tax | 152,000 | 406,000 | 674,000 | 886,000 |
| Net income | 1,444,000 | 3,098,000 | 4,764,000 | 6,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,574,000 | 24,843,000 | 26,522,000 | 28,152,000 |
| Total capital | 24,766,000 | 26,041,000 | 27,728,000 | 29,363,000 |
| Risk-weighted assets | 102,835,000 | 105,177,000 | 106,167,000 | 118,681,000 |