Call reports 2010
FAYETTEVILLE BANK — 2010
What FAYETTEVILLE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 200,467,000 | 211,889,000 | 223,334,000 | 233,706,000 |
| Total loans | 60,113,000 | 59,873,000 | 58,972,000 | 58,431,000 |
| Allowance for loan losses | 889,000 | 972,000 | 1,021,000 | 1,092,000 |
| Securities available for sale | 122,003,000 | 134,805,000 | 151,185,000 | 157,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,896,000 | 191,908,000 | 199,981,000 | 215,648,000 |
| Interest-bearing deposits | 152,474,000 | 174,007,000 | 180,683,000 | 210,836,000 |
| Noninterest-bearing deposits | 29,422,000 | 17,901,000 | 19,298,000 | 4,812,000 |
| Equity capital | 15,567,000 | 16,866,000 | 19,498,000 | 15,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,235,000 | 4,507,000 | 6,903,000 | 9,334,000 |
| Interest expense | 733,000 | 1,533,000 | 2,385,000 | 3,240,000 |
| Net interest income | 1,502,000 | 2,974,000 | 4,518,000 | 6,094,000 |
| Noninterest income | 86,000 | 214,000 | 373,000 | 402,000 |
| Noninterest expense | 745,000 | 1,527,000 | 2,376,000 | 3,171,000 |
| Provision for loan losses | 180,000 | 310,000 | 510,000 | 580,000 |
| Pretax income | 911,000 | 1,745,000 | 2,712,000 | 3,670,000 |
| Income tax | 117,000 | 181,000 | 266,000 | 327,000 |
| Net income | 794,000 | 1,564,000 | 2,446,000 | 3,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,505,000 | 15,304,000 | 16,711,000 | 17,645,000 |
| Total capital | 15,394,000 | 16,276,000 | 17,732,000 | 18,737,000 |
| Risk-weighted assets | 81,529,000 | 84,334,000 | 87,254,000 | 93,453,000 |