Call reports 2009
FAYETTEVILLE BANK — 2009
What FAYETTEVILLE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 148,445,000 | 156,482,000 | 173,261,000 | 181,270,000 |
| Total loans | 54,154,000 | 55,040,000 | 55,374,000 | 58,568,000 |
| Allowance for loan losses | 629,000 | 689,000 | 725,000 | 909,000 |
| Securities available for sale | 86,716,000 | 94,514,000 | 108,614,000 | 115,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,021,000 | 137,492,000 | 153,512,000 | 161,459,000 |
| Interest-bearing deposits | 118,451,000 | 111,158,000 | 126,979,000 | 133,937,000 |
| Noninterest-bearing deposits | 12,570,000 | 26,334,000 | 26,533,000 | 27,522,000 |
| Equity capital | 10,250,000 | 10,523,000 | 13,161,000 | 14,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,867,000 | 5,892,000 | 8,083,000 |
| Interest expense | 758,000 | 1,484,000 | 2,212,000 | 2,961,000 |
| Net interest income | 1,166,000 | 2,383,000 | 3,680,000 | 5,122,000 |
| Noninterest income | 113,000 | 198,000 | 327,000 | 442,000 |
| Noninterest expense | 679,000 | 1,398,000 | 2,126,000 | 2,786,000 |
| Provision for loan losses | 30,000 | 90,000 | 126,000 | 310,000 |
| Pretax income | 737,000 | 1,428,000 | 2,317,000 | 3,268,000 |
| Income tax | 133,000 | 235,000 | 379,000 | 525,000 |
| Net income | 604,000 | 1,193,000 | 1,938,000 | 2,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,539,000 | 11,320,000 | 12,083,000 | 13,683,000 |
| Total capital | 11,168,000 | 12,009,000 | 12,808,000 | 14,592,000 |
| Risk-weighted assets | 67,688,000 | 73,303,000 | 75,338,000 | 81,979,000 |