Call reports 2008
FAYETTEVILLE BANK — 2008
What FAYETTEVILLE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 119,844,000 | 123,287,000 | 131,564,000 | 138,031,000 |
| Total loans | 45,761,000 | 51,469,000 | 54,930,000 | 54,208,000 |
| Allowance for loan losses | 463,000 | 465,000 | 515,000 | 599,000 |
| Securities available for sale | 68,671,000 | 65,691,000 | 69,083,000 | 77,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,129,000 | 110,112,000 | 114,718,000 | 123,914,000 |
| Interest-bearing deposits | 92,943,000 | 98,377,000 | 101,666,000 | 111,371,000 |
| Noninterest-bearing deposits | 13,186,000 | 11,735,000 | 13,052,000 | 12,543,000 |
| Equity capital | 8,705,000 | 8,191,000 | 8,349,000 | 9,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,228,000 | 4,970,000 | 6,775,000 |
| Interest expense | 808,000 | 1,569,000 | 2,344,000 | 3,104,000 |
| Net interest income | 761,000 | 1,659,000 | 2,626,000 | 3,671,000 |
| Noninterest income | 66,000 | 150,000 | 230,000 | 313,000 |
| Noninterest expense | 563,000 | 1,145,000 | 1,745,000 | 2,399,000 |
| Provision for loan losses | 6,000 | 18,000 | 68,000 | 193,000 |
| Pretax income | 374,000 | 792,000 | 1,189,000 | 1,605,000 |
| Income tax | 62,000 | 134,000 | 182,000 | 216,000 |
| Net income | 312,000 | 658,000 | 1,007,000 | 1,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,134,000 | 8,422,000 | 8,799,000 | 9,207,000 |
| Total capital | 8,597,000 | 8,887,000 | 9,314,000 | 9,806,000 |
| Risk-weighted assets | 56,277,000 | 61,773,000 | 65,452,000 | 65,427,000 |