Call reports 2007
FAYETTEVILLE BANK — 2007
What FAYETTEVILLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 99,949,000 | 102,845,000 | 107,105,000 | 108,334,000 |
| Total loans | 43,671,000 | 46,062,000 | 48,093,000 | 45,378,000 |
| Allowance for loan losses | 440,000 | 445,000 | 451,000 | 457,000 |
| Securities available for sale | 50,857,000 | 49,504,000 | 52,571,000 | 57,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,082,000 | 90,297,000 | 94,097,000 | 96,978,000 |
| Interest-bearing deposits | 79,313,000 | 80,199,000 | 83,557,000 | 86,425,000 |
| Noninterest-bearing deposits | 9,769,000 | 10,098,000 | 10,540,000 | 10,553,000 |
| Equity capital | 8,014,000 | 7,184,000 | 7,638,000 | 8,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,742,000 | 4,218,000 | 5,720,000 |
| Interest expense | 772,000 | 1,579,000 | 2,412,000 | 3,218,000 |
| Net interest income | 562,000 | 1,163,000 | 1,806,000 | 2,502,000 |
| Noninterest income | 54,000 | 120,000 | 194,000 | 305,000 |
| Noninterest expense | 449,000 | 911,000 | 1,418,000 | 1,971,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 180,000 | 383,000 | 587,000 | 835,000 |
| Income tax | 17,000 | 33,000 | 48,000 | 70,000 |
| Net income | 163,000 | 350,000 | 539,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,210,000 | 7,425,000 | 7,641,000 | 7,794,000 |
| Total capital | 7,650,000 | 7,870,000 | 8,092,000 | 8,251,000 |
| Risk-weighted assets | 49,323,000 | 51,846,000 | 52,961,000 | 51,207,000 |