Call reports 2006
FAYETTEVILLE BANK — 2006
What FAYETTEVILLE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 86,330,000 | 90,081,000 | 93,199,000 | 95,474,000 |
| Total loans | 39,865,000 | 39,819,000 | 41,789,000 | 43,866,000 |
| Allowance for loan losses | 434,000 | 434,000 | 434,000 | 434,000 |
| Securities available for sale | 41,322,000 | 43,589,000 | 44,769,000 | 45,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,784,000 | 78,908,000 | 82,803,000 | 84,871,000 |
| Interest-bearing deposits | 65,860,000 | 68,946,000 | 72,771,000 | 75,400,000 |
| Noninterest-bearing deposits | 8,924,000 | 9,962,000 | 10,032,000 | 9,471,000 |
| Equity capital | 7,340,000 | 6,921,000 | 7,554,000 | 7,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,181,000 | 3,403,000 | 4,698,000 |
| Interest expense | 515,000 | 1,106,000 | 1,790,000 | 2,537,000 |
| Net interest income | 542,000 | 1,075,000 | 1,613,000 | 2,161,000 |
| Noninterest income | 51,000 | 107,000 | 162,000 | 212,000 |
| Noninterest expense | 446,000 | 889,000 | 1,337,000 | 1,786,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 309,000 | 467,000 | 653,000 |
| Income tax | 14,000 | 24,000 | 38,000 | 59,000 |
| Net income | 146,000 | 285,000 | 429,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,575,000 | 6,742,000 | 6,828,000 | 7,020,000 |
| Total capital | 7,009,000 | 7,176,000 | 7,262,000 | 7,454,000 |
| Risk-weighted assets | 41,802,000 | 43,497,000 | 46,404,000 | 47,411,000 |