Call reports 2005
FAYETTEVILLE BANK — 2005
What FAYETTEVILLE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 76,143,000 | 79,329,000 | 85,103,000 | 83,933,000 |
| Total loans | 39,844,000 | 40,737,000 | 40,218,000 | 40,315,000 |
| Allowance for loan losses | 435,000 | 435,000 | 435,000 | 434,000 |
| Securities available for sale | 27,879,000 | 32,972,000 | 36,368,000 | 38,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,921,000 | 63,649,000 | 71,055,000 | 72,444,000 |
| Interest-bearing deposits | 53,459,000 | 55,767,000 | 61,641,000 | 62,201,000 |
| Noninterest-bearing deposits | 7,462,000 | 7,882,000 | 9,414,000 | 10,243,000 |
| Equity capital | 7,325,000 | 7,655,000 | 7,574,000 | 7,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 860,000 | 1,799,000 | 2,786,000 | 3,834,000 |
| Interest expense | 304,000 | 674,000 | 1,101,000 | 1,582,000 |
| Net interest income | 556,000 | 1,125,000 | 1,685,000 | 2,252,000 |
| Noninterest income | 44,000 | 87,000 | 129,000 | 175,000 |
| Noninterest expense | 426,000 | 853,000 | 1,306,000 | 1,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 172,000 | 373,000 | 523,000 | 683,000 |
| Income tax | 41,000 | 87,000 | 113,000 | 127,000 |
| Net income | 131,000 | 286,000 | 410,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,085,000 | 6,268,000 | 6,374,000 | 6,438,000 |
| Total capital | 6,520,000 | 6,703,000 | 6,809,000 | 6,872,000 |
| Risk-weighted assets | 40,042,000 | 41,309,000 | 41,326,000 | 41,657,000 |