Call reports 2004
FAYETTEVILLE BANK — 2004
What FAYETTEVILLE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 61,589,000 | 62,512,000 | 64,405,000 | 67,762,000 |
| Total loans | 37,329,000 | 36,866,000 | 37,335,000 | 40,634,000 |
| Allowance for loan losses | 426,000 | 435,000 | 435,000 | 435,000 |
| Securities available for sale | 18,171,000 | 19,401,000 | 21,091,000 | 22,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,254,000 | 55,870,000 | 57,065,000 | 58,039,000 |
| Interest-bearing deposits | 47,106,000 | 48,417,000 | 49,398,000 | 50,681,000 |
| Noninterest-bearing deposits | 7,148,000 | 7,453,000 | 7,667,000 | 7,358,000 |
| Equity capital | 6,555,000 | 6,201,000 | 6,687,000 | 6,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,477,000 | 2,248,000 | 3,048,000 |
| Interest expense | 151,000 | 320,000 | 520,000 | 758,000 |
| Net interest income | 583,000 | 1,157,000 | 1,728,000 | 2,290,000 |
| Noninterest income | 38,000 | 77,000 | 117,000 | 161,000 |
| Noninterest expense | 372,000 | 772,000 | 1,173,000 | 1,606,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 234,000 | 437,000 | 647,000 | 820,000 |
| Income tax | 74,000 | 135,000 | 191,000 | 231,000 |
| Net income | 160,000 | 302,000 | 456,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,775,000 | 4,905,000 | 5,076,000 | 5,212,000 |
| Total capital | 5,201,000 | 5,340,000 | 5,511,000 | 5,647,000 |
| Risk-weighted assets | 40,659,000 | 41,443,000 | 34,434,000 | 37,629,000 |