Call reports 2003
FAYETTEVILLE BANK — 2003
What FAYETTEVILLE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 50,105,000 | 50,382,000 | 56,170,000 | 58,590,000 |
| Total loans | 35,424,000 | 35,346,000 | 36,256,000 | 37,485,000 |
| Allowance for loan losses | 371,000 | 386,000 | 401,000 | 412,000 |
| Securities available for sale | 4,678,000 | 5,148,000 | 12,844,000 | 16,577,000 |
| Securities held to maturity | 3,319,000 | 4,978,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,178,000 | 46,398,000 | 49,317,000 | 51,704,000 |
| Interest-bearing deposits | 39,440,000 | 39,765,000 | 41,334,000 | 44,283,000 |
| Noninterest-bearing deposits | 6,738,000 | 6,633,000 | 7,983,000 | 7,421,000 |
| Equity capital | 3,604,000 | 3,703,000 | 6,161,000 | 6,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,428,000 | 212,000 | 909,000 |
| Interest expense | 201,000 | 390,000 | 49,000 | 198,000 |
| Net interest income | 513,000 | 1,038,000 | 163,000 | 711,000 |
| Noninterest income | 28,000 | 54,000 | 12,000 | 50,000 |
| Noninterest expense | 327,000 | 651,000 | 117,000 | 486,000 |
| Provision for loan losses | 15,000 | 30,000 | 5,000 | 20,000 |
| Pretax income | 199,000 | 411,000 | 53,000 | 300,000 |
| Income tax | 63,000 | 131,000 | 19,000 | 102,000 |
| Net income | 136,000 | 280,000 | 34,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,492,000 | 3,609,000 | 4,407,000 | 4,598,000 |
| Total capital | 3,863,000 | 3,995,000 | 4,808,000 | 5,010,000 |
| Risk-weighted assets | 31,135,000 | 31,281,000 | 37,653,000 | 39,203,000 |