Call reports 2002
FAYETTEVILLE BANK — 2002
What FAYETTEVILLE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 46,117,000 | 46,663,000 | 48,133,000 | 48,555,000 |
| Total loans | 34,656,000 | 35,470,000 | 35,911,000 | 35,437,000 |
| Allowance for loan losses | 284,000 | 301,000 | 313,000 | 358,000 |
| Securities available for sale | 4,634,000 | 4,696,000 | 4,727,000 | 4,716,000 |
| Securities held to maturity | 2,763,000 | 2,760,000 | 2,527,000 | 3,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,612,000 | 42,984,000 | 44,265,000 | 44,697,000 |
| Interest-bearing deposits | 36,906,000 | 37,014,000 | 38,540,000 | 38,564,000 |
| Noninterest-bearing deposits | 5,706,000 | 5,970,000 | 5,725,000 | 6,133,000 |
| Equity capital | 3,149,000 | 3,279,000 | 3,439,000 | 3,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,475,000 | 2,228,000 | 2,967,000 |
| Interest expense | 280,000 | 539,000 | 795,000 | 1,024,000 |
| Net interest income | 462,000 | 936,000 | 1,433,000 | 1,943,000 |
| Noninterest income | 25,000 | 53,000 | 79,000 | 112,000 |
| Noninterest expense | 310,000 | 623,000 | 942,000 | 1,278,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 105,000 |
| Pretax income | 166,000 | 340,000 | 529,000 | 676,000 |
| Income tax | 42,000 | 103,000 | 153,000 | 204,000 |
| Net income | 124,000 | 237,000 | 376,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,067,000 | 3,156,000 | 3,295,000 | 3,356,000 |
| Total capital | 3,351,000 | 3,457,000 | 3,608,000 | 3,714,000 |
| Risk-weighted assets | 30,153,000 | 30,166,000 | 30,625,000 | 30,781,000 |