Call reports 2001
FAYETTEVILLE BANK — 2001
What FAYETTEVILLE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,803,000 | 40,495,000 | 43,238,000 | 45,615,000 |
| Total loans | 27,064,000 | 29,271,000 | 31,637,000 | 33,253,000 |
| Allowance for loan losses | 225,000 | 233,000 | 243,000 | 268,000 |
| Securities available for sale | 6,740,000 | 5,223,000 | 5,267,000 | 5,709,000 |
| Securities held to maturity | 2,040,000 | 2,611,000 | 2,923,000 | 3,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,479,000 | 37,113,000 | 39,740,000 | 42,108,000 |
| Interest-bearing deposits | 32,588,000 | 31,910,000 | 34,344,000 | 35,409,000 |
| Noninterest-bearing deposits | 4,891,000 | 5,203,000 | 5,396,000 | 6,699,000 |
| Equity capital | 2,882,000 | 2,923,000 | 3,037,000 | 3,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,453,000 | 2,215,000 | 2,998,000 |
| Interest expense | 373,000 | 741,000 | 1,101,000 | 1,427,000 |
| Net interest income | 348,000 | 712,000 | 1,114,000 | 1,571,000 |
| Noninterest income | 28,000 | 57,000 | 83,000 | 110,000 |
| Noninterest expense | 312,000 | 621,000 | 937,000 | 1,274,000 |
| Provision for loan losses | 6,000 | 14,000 | 24,000 | 50,000 |
| Pretax income | 90,000 | 180,000 | 282,000 | 403,000 |
| Income tax | 19,000 | 43,000 | 65,000 | 103,000 |
| Net income | 71,000 | 137,000 | 217,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,759,000 | 2,808,000 | 2,887,000 | 2,953,000 |
| Total capital | 2,984,000 | 3,041,000 | 3,130,000 | 3,221,000 |
| Risk-weighted assets | 24,296,000 | 25,964,000 | 27,855,000 | 29,212,000 |