Call reports 2023
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2023
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,677,561,000 | 1,745,117,000 | 1,819,324,000 | 1,928,151,000 |
| Total loans | 1,236,856,000 | 1,307,931,000 | 1,325,251,000 | 1,324,784,000 |
| Allowance for loan losses | 20,862,000 | 20,581,000 | 20,241,000 | 20,343,000 |
| Securities available for sale | 332,797,000 | 323,317,000 | 306,007,000 | 335,863,000 |
| Securities held to maturity | 2,661,000 | 2,474,000 | 2,283,000 | 2,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,485,995,000 | 1,501,584,000 | 1,546,921,000 | 1,636,319,000 |
| Interest-bearing deposits | 1,015,479,000 | 1,053,850,000 | 1,105,187,000 | 1,184,227,000 |
| Noninterest-bearing deposits | 470,516,000 | 447,734,000 | 441,734,000 | 452,092,000 |
| Equity capital | 155,053,000 | 155,768,000 | 148,708,000 | 163,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,488,000 | 35,708,000 | 55,293,000 | 80,093,000 |
| Interest expense | 5,128,000 | 12,390,000 | 21,123,000 | 31,614,000 |
| Net interest income | 12,360,000 | 23,318,000 | 34,170,000 | 48,479,000 |
| Noninterest income | 4,665,000 | 9,439,000 | 14,130,000 | 18,484,000 |
| Noninterest expense | 12,655,000 | 24,999,000 | 37,275,000 | 50,167,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,300,000 | 7,688,000 | 10,955,000 | 16,726,000 |
| Income tax | 950,000 | 1,714,000 | 2,498,000 | 3,616,000 |
| Net income | 3,350,000 | 5,974,000 | 8,457,000 | 13,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 195,556,000 | 197,290,000 | 198,884,000 | 201,681,000 |
| Total capital | 212,784,000 | 215,282,000 | 217,127,000 | 219,824,000 |
| Risk-weighted assets | 1,374,248,000 | 1,436,419,000 | 1,457,102,000 | 1,448,872,000 |