Call reports 2021
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2021
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,481,423,000 | 1,573,034,000 | 1,650,171,000 | 1,760,455,000 |
| Total loans | 1,045,653,000 | 1,082,577,000 | 1,075,427,000 | 1,103,846,000 |
| Allowance for loan losses | 19,962,000 | 20,081,000 | 20,343,000 | 20,290,000 |
| Securities available for sale | 300,069,000 | 344,252,000 | 332,939,000 | 489,181,000 |
| Securities held to maturity | 3,606,000 | 3,722,000 | 3,543,000 | 3,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,279,101,000 | 1,366,215,000 | 1,437,508,000 | 1,546,388,000 |
| Interest-bearing deposits | 753,828,000 | 815,514,000 | 850,442,000 | 923,727,000 |
| Noninterest-bearing deposits | 525,273,000 | 550,701,000 | 587,066,000 | 622,661,000 |
| Equity capital | 186,004,000 | 189,761,000 | 192,679,000 | 192,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,017,000 | 23,673,000 | 37,625,000 | 50,795,000 |
| Interest expense | 224,000 | 458,000 | 670,000 | 900,000 |
| Net interest income | 11,793,000 | 23,215,000 | 36,955,000 | 49,895,000 |
| Noninterest income | 3,946,000 | 8,263,000 | 12,407,000 | 17,372,000 |
| Noninterest expense | 10,478,000 | 21,154,000 | 32,767,000 | 44,887,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,261,000 | 10,285,000 | 17,244,000 | 23,029,000 |
| Income tax | 1,259,000 | 2,553,000 | 4,466,000 | 5,840,000 |
| Net income | 4,002,000 | 7,732,000 | 12,778,000 | 17,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,920,000 | 181,310,000 | 185,467,000 | 187,785,000 |
| Total capital | 192,363,000 | 195,296,000 | 199,651,000 | 202,805,000 |
| Risk-weighted assets | 1,068,004,000 | 1,111,843,000 | 1,127,670,000 | 1,195,293,000 |