Call reports 2020
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2020
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,270,755,000 | 1,428,456,000 | 1,424,856,000 | 1,504,675,000 |
| Total loans | 919,620,000 | 1,051,557,000 | 1,062,684,000 | 1,024,767,000 |
| Allowance for loan losses | 19,912,000 | 20,019,000 | 20,083,000 | 19,881,000 |
| Securities available for sale | 284,871,000 | 282,323,000 | 280,744,000 | 288,156,000 |
| Securities held to maturity | 4,491,000 | 4,167,000 | 3,996,000 | 3,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,027,834,000 | 1,194,882,000 | 1,178,301,000 | 1,289,080,000 |
| Interest-bearing deposits | 681,444,000 | 756,158,000 | 717,437,000 | 758,826,000 |
| Noninterest-bearing deposits | 346,390,000 | 438,724,000 | 460,864,000 | 530,254,000 |
| Equity capital | 173,594,000 | 180,401,000 | 185,339,000 | 187,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,303,000 | 23,873,000 | 36,398,000 | 49,465,000 |
| Interest expense | 1,342,000 | 1,986,000 | 2,375,000 | 2,687,000 |
| Net interest income | 10,961,000 | 21,887,000 | 34,023,000 | 46,778,000 |
| Noninterest income | 4,343,000 | 7,242,000 | 11,722,000 | 15,607,000 |
| Noninterest expense | 11,517,000 | 20,395,000 | 30,355,000 | 41,567,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,787,000 | 8,734,000 | 15,390,000 | 20,818,000 |
| Income tax | 881,000 | 2,008,000 | 3,590,000 | 4,890,000 |
| Net income | 2,906,000 | 6,726,000 | 11,800,000 | 15,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,370,000 | 167,490,000 | 171,764,000 | 175,092,000 |
| Total capital | 177,986,000 | 180,426,000 | 184,827,000 | 188,077,000 |
| Risk-weighted assets | 1,001,047,000 | 1,026,842,000 | 1,037,094,000 | 1,031,035,000 |