Call reports 2019
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2019
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,202,251,000 | 1,222,576,000 | 1,221,157,000 | 1,339,634,000 |
| Total loans | 915,598,000 | 936,467,000 | 922,934,000 | 914,126,000 |
| Allowance for loan losses | 19,562,000 | 19,997,000 | 20,027,000 | 19,515,000 |
| Securities available for sale | 234,784,000 | 231,632,000 | 236,513,000 | 284,048,000 |
| Securities held to maturity | 5,501,000 | 5,426,000 | 4,863,000 | 4,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,027,284,000 | 1,028,026,000 | 998,760,000 | 1,148,907,000 |
| Interest-bearing deposits | 701,173,000 | 690,018,000 | 652,918,000 | 768,786,000 |
| Noninterest-bearing deposits | 326,111,000 | 338,008,000 | 345,842,000 | 380,121,000 |
| Equity capital | 157,627,000 | 162,122,000 | 168,040,000 | 169,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,888,000 | 24,703,000 | 38,414,000 | 51,022,000 |
| Interest expense | 1,853,000 | 3,784,000 | 5,825,000 | 7,309,000 |
| Net interest income | 10,035,000 | 20,919,000 | 32,589,000 | 43,713,000 |
| Noninterest income | 4,147,000 | 8,439,000 | 14,160,000 | 19,705,000 |
| Noninterest expense | 10,908,000 | 21,664,000 | 32,449,000 | 44,259,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,274,000 | 7,749,000 | 14,355,000 | 19,525,000 |
| Income tax | 725,000 | 1,765,000 | 3,347,000 | 4,518,000 |
| Net income | 2,549,000 | 5,984,000 | 11,008,000 | 15,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,209,000 | 158,241,000 | 161,866,000 | 164,465,000 |
| Total capital | 168,581,000 | 170,744,000 | 174,436,000 | 177,006,000 |
| Risk-weighted assets | 981,684,000 | 991,897,000 | 997,221,000 | 995,354,000 |