Call reports 2016
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2016
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,120,692,000 | 1,146,416,000 | 1,105,350,000 | 1,157,709,000 |
| Total loans | 774,051,000 | 794,607,000 | 793,543,000 | 790,426,000 |
| Allowance for loan losses | 20,058,000 | 20,187,000 | 20,217,000 | 20,224,000 |
| Securities available for sale | 224,325,000 | 255,631,000 | 248,865,000 | 253,437,000 |
| Securities held to maturity | 5,591,000 | 5,032,000 | 4,757,000 | 4,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 920,354,000 | 926,696,000 | 903,982,000 | 958,933,000 |
| Interest-bearing deposits | 596,729,000 | 600,004,000 | 600,315,000 | 615,541,000 |
| Noninterest-bearing deposits | 323,625,000 | 326,692,000 | 303,667,000 | 343,392,000 |
| Equity capital | 150,642,000 | 152,987,000 | 149,116,000 | 145,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,589,000 | 18,977,000 | 28,076,000 | 37,497,000 |
| Interest expense | 512,000 | 984,000 | 1,486,000 | 1,991,000 |
| Net interest income | 9,077,000 | 17,993,000 | 26,590,000 | 35,506,000 |
| Noninterest income | 3,880,000 | 7,997,000 | 12,129,000 | 16,329,000 |
| Noninterest expense | 9,781,000 | 19,740,000 | 29,508,000 | 39,178,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,170,000 | 6,326,000 | 9,564,000 | 13,010,000 |
| Income tax | 903,000 | 1,839,000 | 2,879,000 | 3,992,000 |
| Net income | 2,267,000 | 4,487,000 | 6,685,000 | 9,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,427,000 | 148,047,000 | 144,762,000 | 145,360,000 |
| Total capital | 157,268,000 | 159,385,000 | 156,246,000 | 156,883,000 |
| Risk-weighted assets | 857,028,000 | 897,275,000 | 909,014,000 | 912,136,000 |