Call reports 2015
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2015
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,054,602,000 | 1,073,576,000 | 1,073,209,000 | 1,136,579,000 |
| Total loans | 759,437,000 | 779,099,000 | 751,176,000 | 762,142,000 |
| Allowance for loan losses | 19,143,000 | 19,345,000 | 19,439,000 | 20,132,000 |
| Securities available for sale | 216,922,000 | 208,777,000 | 215,932,000 | 227,507,000 |
| Securities held to maturity | 6,793,000 | 6,737,000 | 6,473,000 | 5,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 860,259,000 | 871,686,000 | 883,896,000 | 937,263,000 |
| Interest-bearing deposits | 552,904,000 | 572,111,000 | 586,685,000 | 594,887,000 |
| Noninterest-bearing deposits | 307,355,000 | 299,575,000 | 297,211,000 | 342,376,000 |
| Equity capital | 146,168,000 | 144,547,000 | 147,659,000 | 149,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,364,000 | 20,118,000 | 29,917,000 | 40,672,000 |
| Interest expense | 696,000 | 1,260,000 | 1,868,000 | 2,407,000 |
| Net interest income | 8,668,000 | 18,858,000 | 28,049,000 | 38,265,000 |
| Noninterest income | 3,843,000 | 7,796,000 | 11,690,000 | 16,150,000 |
| Noninterest expense | 9,058,000 | 18,119,000 | 27,052,000 | 36,743,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,627,000 | 8,709,000 | 12,861,000 | 17,846,000 |
| Income tax | 1,172,000 | 2,875,000 | 4,248,000 | 5,941,000 |
| Net income | 2,455,000 | 5,834,000 | 8,613,000 | 11,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,510,000 | 141,689,000 | 143,868,000 | 145,960,000 |
| Total capital | 151,966,000 | 152,295,000 | 154,206,000 | 156,706,000 |
| Risk-weighted assets | 826,843,000 | 838,891,000 | 816,926,000 | 849,289,000 |