Call reports 2014
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2014
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,022,416,000 | 1,037,589,000 | 1,041,606,000 | 1,092,493,000 |
| Total loans | 700,705,000 | 739,107,000 | 751,388,000 | 771,413,000 |
| Allowance for loan losses | 18,979,000 | 19,059,000 | 19,155,000 | 18,986,000 |
| Securities available for sale | 225,110,000 | 220,690,000 | 232,001,000 | 225,377,000 |
| Securities held to maturity | 7,623,000 | 7,569,000 | 7,278,000 | 7,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 837,030,000 | 846,426,000 | 829,338,000 | 906,162,000 |
| Interest-bearing deposits | 552,120,000 | 566,995,000 | 546,977,000 | 588,853,000 |
| Noninterest-bearing deposits | 284,910,000 | 279,431,000 | 282,361,000 | 317,309,000 |
| Equity capital | 139,602,000 | 142,168,000 | 141,845,000 | 144,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,981,000 | 18,301,000 | 27,735,000 | 37,527,000 |
| Interest expense | 1,024,000 | 2,053,000 | 3,092,000 | 4,062,000 |
| Net interest income | 7,957,000 | 16,248,000 | 24,643,000 | 33,465,000 |
| Noninterest income | 3,595,000 | 7,217,000 | 10,829,000 | 15,013,000 |
| Noninterest expense | 8,691,000 | 17,462,000 | 26,026,000 | 34,858,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,861,000 | 5,920,000 | 9,362,000 | 13,536,000 |
| Income tax | 757,000 | 1,609,000 | 2,586,000 | 3,851,000 |
| Net income | 2,104,000 | 4,311,000 | 6,776,000 | 9,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,414,000 | 138,021,000 | 138,065,000 | 140,375,000 |
| Total capital | 145,640,000 | 147,749,000 | 148,111,000 | 150,611,000 |
| Risk-weighted assets | 727,391,000 | 768,024,000 | 793,701,000 | 809,275,000 |