Call reports 2013
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2013
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,021,926,000 | 992,771,000 | 1,002,869,000 | 1,045,519,000 |
| Total loans | 626,647,000 | 654,051,000 | 675,310,000 | 689,495,000 |
| Allowance for loan losses | 17,418,000 | 17,565,000 | 18,301,000 | 18,684,000 |
| Securities available for sale | 268,566,000 | 244,051,000 | 229,969,000 | 217,528,000 |
| Securities held to maturity | 9,443,000 | 8,415,000 | 8,132,000 | 7,846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 788,369,000 | 762,398,000 | 784,877,000 | 865,805,000 |
| Interest-bearing deposits | 504,477,000 | 495,161,000 | 507,422,000 | 553,282,000 |
| Noninterest-bearing deposits | 283,892,000 | 267,237,000 | 277,455,000 | 312,523,000 |
| Equity capital | 138,523,000 | 135,818,000 | 136,075,000 | 137,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,071,000 | 18,242,000 | 27,338,000 | 36,676,000 |
| Interest expense | 1,538,000 | 2,902,000 | 4,223,000 | 5,223,000 |
| Net interest income | 7,533,000 | 15,340,000 | 23,115,000 | 31,453,000 |
| Noninterest income | 3,451,000 | 7,084,000 | 10,682,000 | 14,497,000 |
| Noninterest expense | 8,688,000 | 17,571,000 | 26,353,000 | 34,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,296,000 | 4,865,000 | 7,454,000 | 11,759,000 |
| Income tax | 632,000 | 1,362,000 | 2,030,000 | 3,252,000 |
| Net income | 1,664,000 | 3,503,000 | 5,424,000 | 8,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,307,000 | 132,545,000 | 132,667,000 | 135,150,000 |
| Total capital | 139,625,000 | 141,109,000 | 141,376,000 | 144,148,000 |
| Risk-weighted assets | 655,441,000 | 675,237,000 | 686,266,000 | 709,216,000 |