Call reports 2012
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2012
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,044,922,000 | 1,052,748,000 | 996,715,000 | 1,080,671,000 |
| Total loans | 570,350,000 | 620,676,000 | 607,067,000 | 617,387,000 |
| Allowance for loan losses | 16,275,000 | 16,524,000 | 16,410,000 | 17,304,000 |
| Securities available for sale | 327,493,000 | 307,871,000 | 268,243,000 | 239,615,000 |
| Securities held to maturity | 10,665,000 | 10,415,000 | 10,073,000 | 9,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 739,198,000 | 737,164,000 | 715,732,000 | 831,466,000 |
| Interest-bearing deposits | 492,313,000 | 486,868,000 | 469,087,000 | 509,735,000 |
| Noninterest-bearing deposits | 246,885,000 | 250,296,000 | 246,645,000 | 321,731,000 |
| Equity capital | 137,725,000 | 139,061,000 | 140,896,000 | 140,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,275,000 | 21,297,000 | 31,020,000 | 40,454,000 |
| Interest expense | 2,488,000 | 4,823,000 | 6,923,000 | 8,730,000 |
| Net interest income | 8,787,000 | 16,474,000 | 24,097,000 | 31,724,000 |
| Noninterest income | 3,159,000 | 6,479,000 | 9,795,000 | 13,904,000 |
| Noninterest expense | 8,485,000 | 16,601,000 | 24,366,000 | 32,952,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,461,000 | 6,352,000 | 9,528,000 | 12,678,000 |
| Income tax | 967,000 | 1,843,000 | 2,800,000 | 3,812,000 |
| Net income | 2,494,000 | 4,509,000 | 6,728,000 | 8,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,401,000 | 129,576,000 | 131,194,000 | 132,733,000 |
| Total capital | 136,319,000 | 137,908,000 | 139,201,000 | 141,067,000 |
| Risk-weighted assets | 624,157,000 | 657,464,000 | 632,292,000 | 656,815,000 |