Call reports 2011
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2011
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,045,126,000 | 1,029,937,000 | 1,016,597,000 | 1,054,086,000 |
| Total loans | 571,611,000 | 566,617,000 | 559,283,000 | 555,205,000 |
| Allowance for loan losses | 15,426,000 | 15,042,000 | 15,540,000 | 15,571,000 |
| Securities available for sale | 328,300,000 | 302,930,000 | 315,828,000 | 328,734,000 |
| Securities held to maturity | 12,384,000 | 12,139,000 | 11,842,000 | 11,295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 749,511,000 | 728,614,000 | 716,237,000 | 755,882,000 |
| Interest-bearing deposits | 552,172,000 | 519,929,000 | 507,628,000 | 493,804,000 |
| Noninterest-bearing deposits | 197,339,000 | 208,685,000 | 208,609,000 | 262,078,000 |
| Equity capital | 129,093,000 | 132,697,000 | 135,749,000 | 136,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,430,000 | 20,771,000 | 31,761,000 | 41,726,000 |
| Interest expense | 3,372,000 | 6,385,000 | 9,224,000 | 11,843,000 |
| Net interest income | 7,058,000 | 14,386,000 | 22,537,000 | 29,883,000 |
| Noninterest income | 3,205,000 | 6,650,000 | 10,023,000 | 13,689,000 |
| Noninterest expense | 8,505,000 | 16,865,000 | 24,949,000 | 33,208,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,798,000 | 4,214,000 | 7,654,000 | 10,407,000 |
| Income tax | 412,000 | 943,000 | 1,986,000 | 2,788,000 |
| Net income | 1,386,000 | 3,271,000 | 5,668,000 | 7,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,134,000 | 123,478,000 | 125,335,000 | 126,746,000 |
| Total capital | 130,290,000 | 131,560,000 | 133,201,000 | 134,577,000 |
| Risk-weighted assets | 644,296,000 | 638,715,000 | 620,738,000 | 617,822,000 |