Call reports 2010
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2010
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,097,736,000 | 1,114,842,000 | 1,076,929,000 | 1,093,291,000 |
| Total loans | 606,758,000 | 585,269,000 | 579,454,000 | 581,261,000 |
| Allowance for loan losses | 16,930,000 | 16,699,000 | 15,611,000 | 14,647,000 |
| Securities available for sale | 355,939,000 | 369,585,000 | 357,999,000 | 336,134,000 |
| Securities held to maturity | 13,505,000 | 13,271,000 | 12,939,000 | 12,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 780,579,000 | 798,054,000 | 762,716,000 | 786,641,000 |
| Interest-bearing deposits | 636,612,000 | 625,143,000 | 593,924,000 | 586,654,000 |
| Noninterest-bearing deposits | 143,967,000 | 172,911,000 | 168,792,000 | 199,987,000 |
| Equity capital | 125,460,000 | 129,775,000 | 130,040,000 | 128,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,918,000 | 23,679,000 | 34,924,000 | 45,961,000 |
| Interest expense | 4,154,000 | 8,287,000 | 12,296,000 | 16,171,000 |
| Net interest income | 7,764,000 | 15,392,000 | 22,628,000 | 29,790,000 |
| Noninterest income | 2,977,000 | 6,106,000 | 9,272,000 | 12,719,000 |
| Noninterest expense | 8,383,000 | 16,784,000 | 25,079,000 | 33,185,000 |
| Provision for loan losses | 2,685,000 | 2,685,000 | 2,685,000 | 2,685,000 |
| Pretax income | -327,000 | 2,029,000 | 4,136,000 | 6,639,000 |
| Income tax | -383,000 | 189,000 | 687,000 | 1,306,000 |
| Net income | 56,000 | 1,840,000 | 3,449,000 | 5,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,355,000 | 119,178,000 | 119,870,000 | 121,287,000 |
| Total capital | 126,064,000 | 127,681,000 | 128,204,000 | 129,702,000 |
| Risk-weighted assets | 688,561,000 | 672,235,000 | 659,473,000 | 666,040,000 |